Bank of Baroda

 

Bank of Baroda is the second largest public sector bank of India has total asset value of Rs 3.58 Lakhs crore. Bank of Baroda has a strong network of 4007 branches and over 200 ATMs. Bank of Baroda was established in 1908 from a small building in Baroda, now bank has offices in 25 countries and headquarter in Mumbai.

Bank of India Services and Products

Wholesale Banking: To provide better services to mid and large scale companies BOB started wholesale banking solutions. Companies having annual sales of over 500 crore is classified under Large scale company and those have annual turnover below 100 crore are comes under Mid Scale companies. Under wholesale banking bank offers priority services to companies such as

 

Rural Banking Services: Bank of Baroda played an important role in the development of India by offering credit loans to farmers, agriculture labors and cottage industry under rural banking services. 

BOB Internet Banking: BOB Internet Banking is a secure way to transfer money online. Customers can use BOB internet services any time on 24 by 7 basis. For availing the internet banking facility customer need to fill the form and submit it to nearest branch.

Advantages of BOB Internet Banking: Transfer funds immediately, Booking of Rail Tickets through irctc portal, easy bill payments, online payment of Tax, bank statement available etc.

Bank of Baroda Mobile Banking:  Through Bank of Baroda Mobile Banking customers can do all banking solutions simply from their smart phone. To start the mobile banking download and install Baroda M-Connect application. This service has no charges and there is no limit on amount of transactions.

·Facilities of Mobile Banking: Balance Enquiry, Find Transfer, Mini statements, Mobile Recharge, Movie Ticket Booking, Airline Ticket Booking

Bank of Baroda Home Loans

Bank of Baroda is leading Indian bank offers home loans in 6 days. Bank offers loans according to the requirement of customer. Currently BOB offers home loans on - Purchase of new / old dwelling unit, Construction of house, Purchase of plot of land for construction of a house, Repaying a loan already taken from other Housing Finance Company. For repayment of loans bank works on floating rate options.

Floating Rate option

Repayment Period

Up to Rs. 30 Lacs

Above Rs. 30 Lacs and below Rs. 75 Lacs

75 Lacs and above

Upto 5 years

Base Rate i.e 10.50%

Base Rate + 0.25% i.e 10.75%

Base Rate + 0.25% i.e 10.75%

Over 5 years & up to 15 years

Base Rate i.e 10.50%

Base Rate + 0.25% i.e 10.75%

Base Rate + 0.25% i.e 10.75%

Over 15 years & up to 25 yrs

Base Rate i.e 10.50%

Base Rate + 0.25% i.e 10.75%

Base Rate + 0.25% i.e 10.75%

 

 

Bank of India Debit Cards

Bank of Baroda Debit Card : Bank of baroda debit card give you prevlage to shop online, book movie tickets, instant money withdrawn from over 2,000 Bank of Baroda Interconnected ATMs and  99,000+ ATMs of others bank.

Baroda Visa Electron: Baroda Visa Electron Debit Card has a shopping limit of Rs 50,000 per day and cash withdrawal limit through ATM is 25,000/- per day.

Baroda Master Card ‘Combi’ Gold : Baroda Master Card ‘Combi’ Gold has online shopping limit of Rs. 1,00,000 per day and cash withdrawal limit through ATM is 50,000/- per day. To avail this premium card customer must have a annual gross salary of more than 3 lakhs.

Baroda Maestro Debit Card has online shopping limit of Rs 50,000 per day and cash withdrawal limit through ATM is 25,000/- per day.

Baroda Visa Platinum Debit Card has online shopping limit of Rs 2,00,000 per day and cash withdrawal limit through ATM is 1,00,000/- per day. For this platinum card Visa offers 24/7 customer support to solve Lost/stolen card reporting, Emergency cash disbursement, Travel assistance etc. To avail this card customer must have a gross annual salary above 5 lakhs.

Bank of India Deposit Rates :

Bank of India offers good deposit rates on saving . Listed below are the deposit rates of Bank of Baroda

Maturity Range

Below Rs 15 Lacs

Rs 15 Lacs to less than Rs 1 Cr.

7 days to 14 days

4.50%

4.50%

15 days to 45 days

4.50%

4.50%

46 days to 90 days

6.25%

6.50%

91 days to 180 days

7.00%

7.25%

181 days to 270 days

7.50%

7.50%

271 days & above and less than 1 year

7.75%

7.75%

1 year and above up to 3 years

9.00%

9.00%

Above 3 years and up to 10 years

9.00%

9.00%

1111 Days (Baroda Maha Utsav Deposit Scheme)

9.15%

9.15%

 

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